Chelsea Early

NMLS # 2086023

208-579-7981

chelsea@creeksidem.com

Chelsea Early Loan Officer/ Loan Officer Assistant

Blog

How Can I Qualify for a Home Equity Loan?

How Can I Qualify for a Home Equity Loan?

Whether you are remodeling your kitchen, consolidating several big debts, or paying for your child’s college tuition, a home equity loan can be one of the most cost-effective ways to borrow money. Interest rates are lower on mortgages than on almost

Mar 18, 2020 | Home Equity

Will an Employment Gap Hurt My Chances for Mortgage Approval?

Will an Employment Gap Hurt My Chances for Mortgage Approval?

Employment history is a very important aspect of a mortgage application. Mortgage loans are usually for substantial sums of money and lenders want to reduce the risk that borrowers will default. One sign that a borrower will be consistent in making their

Mar 11, 2020 | Mortgage Advice

5 Strategies for Paying Your Mortgage Off Early

5 Strategies for Paying Your Mortgage Off Early

Whether you want to save on interest payments, avoid debt in retirement or just feel the thrill of complete ownership, there are plenty of reasons to pay off your mortgage loan early. Yet because a house is typically the largest purchase most Americans ma

Mar 04, 2020 | Refinancing a Home

What Does It Take to Refinance a Jumbo Loan?

What Does It Take to Refinance a Jumbo Loan?

Mortgage interest rates have dropped significantly in the past year and everyone wants to take advantage of the savings. Those who have jumbo loans – mortgages with balances over the conforming loan limit of $510,400 in most areas – may wonder

Feb 26, 2020 | Jumbo Loans Refinancing a Home

Is Applying for Mortgage Online a Good Idea?

Is Applying for Mortgage Online a Good Idea?

You can do pretty much everything on the Internet today, including apply for mortgage financing. Just because something is digital, does that automatically mean it’s better? There are several factors to consider when deciding between applying online

Feb 19, 2020 | Mortgage

Should You Buy a Second Home as Your First Home?

Should You Buy a Second Home as Your First Home?

There is a new trend catching on among younger urban residents: renting in the city and buying a vacation home as their first house purchase. This unconventional approach to first-time homebuying is one way for these buyers to achieve homeownership and al

Feb 12, 2020 | Purchasing a Home First-time Homebuyers